Estimate monthly principal-and-interest payments and a later lump-sum balance with this free balloon loan payment template for Excel. Enter the principal, annual interest rate, amortization period, and time until the balloon is due to review…
Organize income estimates for the transition into retirement with this free retirement income tax analysis template for Excel. Compare the current year with three retirement years and record the assumptions you want to review before…
Follow up on unpaid invoices with these six free credit reminder templates for Word. Choose a due-date email, an overdue-payment letter, or an account follow-up, then replace the sample details with checked invoice and payment…
Keep a record of purchases, payments, and transaction fees with this free credit card transaction log template for Excel. The spreadsheet includes dates, descriptions, merchant names, amounts, fees, and a running balance that excludes interest.…
Explore two simplified allocation models with this portfolio allocation template for Excel: an age-based stock/bond split and a score-based allocation across liquid assets, fixed income and equities. Enter assumptions to see how the workbook translates…
Explore present value, future value, annuity payments and loan payments with this basic financial calculator for Excel. The workbook brings ten calculation areas onto one worksheet for entering assumptions and comparing simple scenarios. Review before…
Organize a preliminary income-and-deduction projection with this year-end tax planning template for Excel. Enter actual amounts to a cutoff date and estimates for the remainder of the year to build a full-year view for review.…
Organize investment details with this free investment record template for Excel. The sheet includes a name field, date range, and columns for assets, unit prices, quantities, totals, broker fees, current values, and percentage allocations, plus…
Keep a customer’s charges, payments, and adjustments together with this free accounts receivable ledger template for Word. The form includes company and customer information, a customer number, credit-limit and credit-reference areas, and a transaction table…
Review six mortgage refinancing spreadsheet templates for Excel, including payment-comparison and amortization layouts. Before downloading, read the file-specific notes: five workbooks contain calculation defects, and none is a verified, complete refinance decision calculator. Template 03…
A present value of annuity analysis template calculates the value today of equal payments made at regular intervals, using a specified discount rate. It helps you explore how payment size, payment timing, and the number…
A vacation budget template helps you estimate the cost of a trip and compare those estimates with your actual spending. Organize accommodation, meals, transport, and activities before booking so you can see which parts of…
Cash is the base of every business. Every business is started by investing cash to generate revenue which will increase your cash in return, so all businesses should be highly careful in dealing with cash.…
A loan is the amount of money that can be obtained from a bank or financial institution at some interest rate. The principal amount, interest rate, and date of payment are some main factors of…